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Renovation Loans
Buy or refinance and finance eligible repairs in one loan.
Finance the house and the work
Renovation loans let you roll eligible repairs or improvements into your mortgage — useful when the right home needs updates, or when you want to improve a home you already own.
Common options
- FHA 203(k) — Limited and Standard 203(k) for eligible repairs on owner-occupied homes, subject to FHA guidelines
- Fannie Mae HomeStyle — Conventional renovation financing for purchase or refinance
- VA renovation — For eligible veterans, subject to VA and lender guidelines
Related: FHA · Conventional · Construction / lot loans
Program availability, guidelines, and eligibility are subject to lender guidelines and eligibility, credit approval, income or asset verification, and property eligibility. This is not a commitment to lend and does not guarantee loan approval. See Disclosures.